Category: Group Benefits
What Happens To My 401(k) After My Death?
July 28, 2020
For many Americans, a 401(k) is the foundation of their retirement planning. The goal is to set aside sufficient tax-deferred dollars (ideally, with matching employer...
How Big Should My Business Be To Offer Group Benefits?
July 13, 2020
If you want to source and retain top talent, an attractive employee group benefits package is a valuable asset. Even with a startup or a...
How Early Should I Start Investing In My 401(k)?
June 28, 2020
The sooner you start putting money into a 401(k), the better. If you are in your 20s or 30s, retirement may be low on your...
Short-Term Disability Coverage Vs. Long-Term Disability Coverage
June 13, 2020
Short-term disability and long-term disability are both designed to protect your income in case you are unable to work. However, there are differences in the...
Should I Offer My Employees Critical Illness Insurance?
May 28, 2020
Critical illness insurance is designed to compensate policyholders in a lump payment if they are diagnosed with a range of illnesses as listed in the...
What Are The Minimum & Maximum I Can Contribute To My 401(k) Each Year?
May 13, 2020
There is no minimum amount you are required to contribute to your 401(k). However, there are suggested amounts to help maximize your retirement potential. There...
My 401(k) Is “Frozen” — What Does This Mean & Why Did It Happen?
April 28, 2020
The decision to freeze a 401(k) is made by company management. This often occurs after a merger, while the new company decides what to do...
Will My HSA Expire If I Stop Contributing To It?
April 13, 2020
A health savings account (HSA) is designed to stay with you for life, but you could lose it if you don’t use it. The following...
