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What Happens If You Don’t Have Any Health Insurance?
June 10, 2020
Americans are required to carry health insurance under the Affordable Care Act of 2010 (ACA). Originally, the ACA called for a penalty (known as a...

I’m Young & Healthy: Do I Really Need Life Insurance?
June 7, 2020
If you’re young and healthy, you may think it’s too early to buy life insurance. The truth is, buying life insurance young can save you...

Should I Offer My Employees Critical Illness Insurance?
May 28, 2020
Critical illness insurance is designed to compensate policyholders in a lump payment if they are diagnosed with a range of illnesses as listed in the...

How Too Much Exercise Can Be Bad For Your Health
May 25, 2020
Exercise is good for your health – we all know that. But it is possible to exercise too much. In fact, recent studies have found...

Can My Life Insurance Company Ever Cancel My Policy?
May 22, 2020
If you have purchased whole life insurance, your policy should continue in effect until you die, at which time death benefits are paid to your...

What Are The Minimum & Maximum I Can Contribute To My 401(k) Each Year?
May 13, 2020
There is no minimum amount you are required to contribute to your 401(k). However, there are suggested amounts to help maximize your retirement potential. There...

The Importance Of A Yearly Physical With Your Doctor
May 10, 2020
One of the reasons why it is so important to have health insurance is that it makes it possible to get yearly physical exams and...

Can I Get Better Rates If I Change My Habits Before I Apply For Life Insurance?
May 7, 2020
Life insurance rates can vary widely depending on your age, health, and lifestyle choices. If you are overweight, smoke or drink, or have a health...

My 401(k) Is “Frozen” — What Does This Mean & Why Did It Happen?
April 28, 2020
The decision to freeze a 401(k) is made by company management. This often occurs after a merger, while the new company decides what to do...

How Communities Work Together: COVID-19
April 27, 2020
The COVID-19 outbreak has thrown the entire country into turmoil, with concerns about income, the stock market, how to keep a small business afloat, and...
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